Health Care Reform


By now, everyone is aware of the ACA or Affordable Care Act, known affectionately as “Obamacare.” Most people have heard references to the PPACA or “the exchange.” However, it seems that few know exactly how all this affects their business or their family.

We’re here to help.

Our health insurance brokers have followed the development and installation of the Affordable Care Act from the beginning and are well-prepared to offer expert advice and guidance to business owners, families, and individuals.

We’ll help you determine whether you are required to take any action, and what action to take. The Affordable Care Act requires that all individual and small group health care insurance plans include preventive care, outpatient and emergency services, maternity and newborn care, prescription drugs, mental and substance abuse coverage, and rehab and lab services, as well as other benefits. Additionally, these plans are not allowed to have annual or lifetime benefit maximums.

Allow us the opportunity to steer you through the maze of regulations and health care insurance plans available to you. This guidance will provide you with the assurance that you have satisfied all ACA requirements and have been given the opportunity to consider all health insurance options available to you in your specific situation.

Call our office today at 505-888-4421 or Toll Free at 1-800-279-0391. You can also email our health care specialists, Kevin Pelletier and Frank Lucero.